When a client purchases a valuation report, the payment is processed through the platform and collected by Stripe, a secure third-party payment processor. Those funds are first held in a secure Stripe balance before being released to your connected bank account.

If you used a report credit, you receive the full payment from the client, less the nominal platform and credit card processing fees. If the report was purchased through a client-initiated upgrade, the transaction is processed at the platform’s MSRP (set by BizWorth), and the revenue is split evenly between you and BizWorth before your portion is paid out.

Once funds become available, Stripe automatically sends payouts to your bank account on a standard schedule. You do not need to invoice clients or manage collections. The platform handles the transaction and distribution for you.

Setting up payouts is a one-time step during onboarding.

You simply click “Connect bank account” and complete a short setup through Stripe. This includes confirming your identity, business details, and bank account information.

Stripe securely verifies your account before enabling payouts. Once completed, your payout status will show as active and you will be ready to receive funds.

No. You can use your existing business or personal bank account.

Stripe supports standard bank accounts, and there is no requirement to open a new account unless you prefer to separate funds for internal accounting purposes.

Yes. Payouts are powered by Stripe, a globally trusted payments platform.

All sensitive information is encrypted and handled directly by Stripe. BizWorth does not store your banking credentials. Stripe also performs identity verification, fraud monitoring, and regulatory compliance checks to help ensure all transactions are secure.

Payouts are designed to be simple and predictable.

When you use a report credit and resell a report to a client, you keep the full sale amount, less a nominal platform and credit card processing fee. This fee covers payment processing and secure payout distribution.

When a report is purchased through your link or an embedded intake form on your website, the transaction is processed by the platform at the stated MSRP (set by BizWorth), and the revenue is split evenly between you and BizWorth. Your portion is then paid out to your connected account.

There are no additional payout fees charged by Stripe for standard payouts under this model.

Note: Advisors on Team plans may have additional revenue-sharing arrangements with their firm (e.g., corporate or office-level splits). These vary by organization, so please consult your firm for details.

Payout timing follows Stripe’s standard process.

After a client completes a purchase, funds are first processed and then released to your bank account on a rolling basis. In most cases, payouts are received within approximately 2 to 7 business days, though timing may vary based on Stripe’s processing schedule and your bank.

For new accounts, the first payout may take slightly longer while Stripe completes account verification. Once your account is fully set up, payouts become consistent and predictable.

Yes. You can track your revenue and activity directly within the dashboard.

You will be able to see total earnings, advisor resale revenue, and client purchases, along with a history of reports and transactions. This gives you clear visibility into how much revenue you’ve generated and where it’s coming from.

For detailed payout timing and deposit information, Stripe manages the transfer of funds to your bank account based on its standard payout schedule.

BizWorth Express supports both individual and team-based payout structures.

For companies and teams, payouts can be configured at the organization level. An administrator connects the primary bank account and defines how revenue flows across the team. This includes setting up ownership structure, team members, and how reports are generated and managed, as well as any internal revenue-sharing arrangements..

The platform is designed to support firms with multiple advisors, offices, or locations while maintaining centralized control over branding, reporting, and payouts.

Note: Revenue distribution within teams (e.g., corporate or office-level splits) is determined by your organization and may vary. Please consult your firm for specific details.

Yes. Payouts can be split across the company, offices, and individual team members before funds are distributed.

Firms can define how revenue is shared by setting allocation percentages at the company or office level. Once a report is purchased, the platform automatically allocates revenue based on those settings before sending payouts to the connected accounts.

This allows firms to manage revenue sharing directly within the platform without needing to handle manual calculations or internal transfers.

Note: Revenue-sharing structures are fully customizable and determined by each organization. Please consult your firm for specific setup and allocation details.

You can still use the platform, but you will not receive any funds until your payout account is connected.

If a client purchases a report before your payout account is set up, BizWorth will retain 100% of the transaction, and payouts cannot be provided retroactively. For this reason, it is important to complete payout setup before sending links or allowing clients to purchase reports.

We strongly recommend completing payout setup during onboarding to ensure you receive funds from all client transactions.

Yes. You can update your connected bank account at any time through your payout settings.

Stripe may require additional verification when changes are made to ensure continued security.

Stripe requires identity and account verification when payouts are first set up.

Because of this, the initial payout may take longer than future payouts. Once your account is verified, payouts follow a consistent schedule and timing.

BizWorth Express is designed to help advisors respond to valuation questions immediately and guide the conversation from the start.

You or your client begin by completing a structured intake that collects company and financial information. Based on that information, the platform generates a valuation summary that provides a valuation range and key insights. This allows you to begin a meaningful discussion with your client right away.

If the client wants deeper analysis, there are two ways to move to a full valuation report. You can use a report credit to generate the report directly and deliver it to your client under your terms, or the client can upgrade from the summary through a link you provided or an embedded intake form on your website. Both options result in a full valuation report delivered under your brand, with flexibility in how you choose to engage and monetize the work.

When a situation requires formal standards or additional scrutiny, the engagement can transition to a professional valuation prepared by BizWorth’s certified appraisers.

The platform is built to support real client conversations from the first question through a potential transaction, not just produce an output.

Yes. BizWorth Express is designed to deliver a fully branded, end-to-end experience under your firm.

From the moment a client begins the intake process, the platform reflects your brand, not BizWorth. You can send a private intake link or embed the experience directly on your website, and the process is presented through a neutral data collection portal that preserves your brand ownership.

During onboarding, your profile is established with your name, image, and brand colors. As clients move through the intake, the experience is styled around your firm and guided in a way that feels like you are leading the process. The valuation summary is delivered under your brand and highlights your identity, reinforcing your role in the engagement.

If the client moves forward, the full report experience continues that same structure. The download page reflects your branding, and the report itself is delivered under your name with your firm’s information and customizable disclaimers included. The final output is designed to be presented as part of your advisory services.

The result is a consistent, advisor-led experience from intake through final report, allowing you to stay fully in control of the client relationship while delivering valuation insights backed by BizWorth’s methodology.

Clients are guided through a structured intake process that is clear, professional, and easy to complete.

They can provide information on their own or work alongside you, depending on how you prefer to engage. From the start, the experience reflects your brand, including your name, image, and firm identity, creating the feel that you are leading the process.

Once the intake is completed, the client receives a valuation summary presented under your brand. This introduces a valuation range and helps frame the conversation in a structured and meaningful way.

If the client chooses to move forward, they can upgrade to a full valuation report or continue working with you to interpret the results. The full report experience continues under your brand, reinforcing your role throughout the engagement.

The entire workflow is designed to feel like a natural extension of your advisory process, allowing you to guide the conversation while delivering valuation insights backed by BizWorth’s methodology.

BizWorth Express uses a guided intake process to collect company and financial information in a structured format.

You can capture up to three years of historical financials along with a current partial year, allowing the valuation to reflect both past performance and recent trends. To reduce manual work, the platform supports QuickBooks integration and tax return uploads, which can automatically populate key financial fields.

You can choose how the work is completed: enter the information yourself, have your client complete it, or collaborate together. If additional support is needed, you can schedule time with a certified appraiser directly through the platform to assist with data collection. When interacting with your client, the appraiser will introduce themselves as a certified appraiser and will not reference BizWorth, ensuring a seamless white-labeled experience.

During the process, you also have control over how detailed the financial adjustments are. You can select a streamlined approach to move efficiently or a more detailed option to refine the financials and improve accuracy.

The platform is designed to give you flexibility in how much time you invest while still producing a structured and credible valuation outcome.

Yes. Financial data can be imported from QuickBooks or uploaded through tax returns.

The platform extracts relevant information and maps it into the financial intake, reducing manual entry and helping ensure consistency. This allows advisors to move quickly while maintaining the integrity of the financial data used in the valuation.

Financial adjustments allow you to reflect how the business actually operates, rather than relying solely on reported financials.

BizWorth Express guides you through this process using a structured, step-by-step flow. You will only be asked questions that apply to the specific business, which keeps the experience focused and efficient.

You can choose between a quick adjustment path for common items or a more detailed approach for deeper analysis. This includes areas such as owner compensation, one-time expenses, and other factors that may impact true earnings.

As you complete adjustments, the platform updates your financials in real time and allows you to review both historic and adjusted results before continuing. This gives you confidence that the valuation reflects the true operating performance of the business.

Guided support is available throughout to help you understand how each adjustment affects the outcome.

BizWorth Express is built on the same foundational valuation framework and data sources used in BizWorth’s professional appraisal practice.

The reports are designed to support advisory discussions by providing structured analysis and a supported valuation range. They are well suited for planning, early-stage conversations, and internal decision-making.

Every BizWorth Express report is delivered under the advisor’s brand and follows the same core methodologies used by BizWorth’s certified appraisers. To reinforce confidence, BizWorth offers an accuracy and credibility guarantee. If an Express report valuation differs from a certified valuation by more than 10 percent, based on the same financial inputs and adjustments, 100 percent of the Express report fee will be applied toward that certified appraisal.

When a situation requires formal standards, legal support, or deeper analysis, the engagement can seamlessly transition to a professional valuation prepared by BizWorth’s certified appraisers.

This ensures advisors can use BizWorth Express with confidence in client conversations, while maintaining a clear path to a more rigorous, professionally prepared valuation when needed.

The full valuation report is a detailed, client-ready document delivered under your brand and designed to support real advisory conversations.

At a high level, the report provides a clear estimate of value, including a Most Probable Selling Price, along with a supporting range based on how buyers and lenders evaluate similar businesses. It explains not just what the business is worth, but how that value is determined and what factors influence it.

The report walks through the key drivers of value in plain language, including how earnings are adjusted to reflect true operating performance, how comparable businesses are priced in the market, and how buyers assess risk and structure transactions. It also provides insight into financing considerations, including how lenders evaluate affordability and deal structure.

In addition to the narrative sections, the report includes a deeper level of analysis in the appendix. This includes both historic and adjusted financials, normalization adjustments, working capital considerations, and industry benchmarking. It also outlines the valuation methodologies used, including market, income, and asset-based approaches, along with the calculations that support the final value estimate.

The result is a structured, professional report that helps advisors move beyond a high-level estimate and guide clients through how value is measured and what steps can be taken next.

This report is designed for planning, advisory discussions, and early-stage decision-making. When a situation involves complex or unique factors, requires advanced financial adjustments, or calls for formal standards, legal support, or a higher level of scrutiny, the engagement can be elevated to a professional valuation prepared by BizWorth’s certified appraisers.

Yes. BizWorth’s certified appraisers are available when additional guidance is helpful.

You can schedule time for support with entering data into the platform, financial adjustments, or interpreting valuation results. This ensures you can confidently discuss the valuation with your client, even in more complex situations.

When interacting with you or your client, appraisers introduce themselves as certified appraisers and do not reference BizWorth, ensuring your white-labeled experience is fully maintained.

If a client believes a formal valuation may be needed, they can indicate this within the platform. You will be notified and can determine the appropriate next step. If you choose to proceed with a professional valuation, you may collect payment from your client at your resale price and place the order through BizWorth as you normally would. BizWorth’s appraisal team will then continue supporting the engagement under your direction, with the option to maintain a fully white-labeled experience.

The report is a professional-grade, client-ready document designed to be delivered under your brand and used directly in client conversations.

It is professionally designed to reflect the quality and structure of a valuation prepared by an experienced advisor. The report is built by a NACVA Certified Valuation Professional and leverages the same valuation framework and data sources used by BizWorth’s professional appraisal team, ensuring a high level of credibility while remaining accessible for everyday advisory use.

The report is organized into two parts.

The first part is a plain-English summary designed for business owners. It explains what the business is worth, including a Most Probable Selling Price and a supporting range of value, and walks through how buyers think about earnings, pricing, and deal structure. The goal is to make valuation understandable and actionable without requiring a financial background.

The second part provides the underlying detail for more financially minded readers. It includes the valuation methodologies used, financial adjustments, supporting calculations, and market data that support the conclusion of value. This section allows you to go deeper when needed and confidently address more technical questions.

This structure allows the report to serve both as a client-friendly explanation and a technically supported valuation, making it a practical tool for real advisory work.

Yes. The report is designed to be delivered directly to clients as a professional-grade advisory deliverable.

It has been professionally designed by an experienced report designer and the content has been meticulously developed by a leading NACVA Certified Appraiser. The structure, language, and presentation reflect how valuation professionals communicate value in real-world engagements.

The report is delivered under your brand, including your name, firm information, and overall presentation, reinforcing your role as the advisor throughout the experience.

The result is a report that is both visually polished and analytically sound. It is designed to elevate your credibility, support your recommendations, and give clients confidence in the valuation discussion.

For many advisors, this becomes a core part of how they introduce, explain, and guide valuation conversations with clients.

The report is intentionally designed to be easy for clients to understand, even if they do not have a financial background.

The first part of the report is a plain-English guide that walks the client through the valuation step by step. It covers key sections such as About Your Valuation, About Your Business, What Your Business Is Worth, Your True Business Earnings, How Buyers Price Your Business, How Buyers Evaluate Risk, Financing and Closing the Deal, What You Keep After the Sale, and What To Do Next.

Each section is written to explain not just the numbers, but what they mean in a real-world context. It connects valuation concepts to how buyers think, how deals are structured, and what outcomes the owner can expect.

Rather than presenting raw calculations alone, the report guides the client through the logic behind the valuation. This allows them to understand how value is determined, why it falls within a certain range, and what factors may influence it.

The result is a report that clients can follow with confidence, making it easier for advisors to lead a productive and informed conversation.

The report gives clients more than an estimate of value. It provides clear insight into what their business may be worth and how that translates into a real transaction.

Clients can see what their business is likely to sell for, how buyers will evaluate the opportunity, what financing may look like, and what they may actually keep after a sale. The report also highlights key drivers of value, along with strengths, risks, and factors that may influence value over time.

This turns the valuation into a practical decision-making tool rather than just a number.

Not necessarily. The report reflects fair market value (FMV), which is the standard used in most professional valuations.

Fair market value represents the price a business would sell for between a willing buyer and a willing seller, with neither under pressure and both having reasonable knowledge of the facts. In practice, this reflects what a typical financial buyer would pay based on the company’s current and expected cash flow.

In some cases, a specific buyer may be willing to pay more than fair market value. This is often referred to as a strategic or investment value. These buyers may see additional upside through synergies such as integrating the business into their existing operations, reducing costs, or scaling revenue.

Because of this, strategic offers can exceed fair market value - sometimes significantly.

The report provides a clear, objective baseline. It helps clients understand what the business is likely to sell for in the broader market, recognize when an offer includes a strategic premium, and make more informed decisions about pricing and negotiations.

The valuation reflects fair market value, providing a baseline for informed decision-making.

The valuation is based on established methodologies commonly used in professional appraisal practice.

The report incorporates multiple approaches, including market-based comparisons, income-based analysis, and asset considerations where relevant. It uses financial data provided during intake, applies adjustments to better reflect operating performance, and compares the business to similar transactions in the market.

The appendix provides visibility into key calculations, including how financials are adjusted and how valuation multiples are applied to arrive at the estimated value range.

Yes. One of the core strengths of the report is that it frames value from the perspective of buyers and lenders.

It explains how buyers use earnings multiples to determine price, how lenders evaluate cash flow and risk at a high level, and how financing structures can impact what a buyer can realistically pay. It also introduces concepts like debt service coverage and deal structuring to help clients understand how transactions are completed in practice.

This helps advisors move the conversation beyond theory and into how deals actually get done.

The report includes a structured financial analysis designed to reflect how buyers, lenders, and valuation professionals evaluate a business.

At the core, the report normalizes financial performance to determine true earnings. This includes adjusting for non-operating, one-time, and discretionary expenses to arrive at metrics such as Adjusted EBITDA or SDE, which better represent the cash flow available to a buyer. You can choose between a streamlined or more detailed adjustment approach depending on how much precision is needed.

Separately, the report allows you to identify normal and unusual years during intake. This helps ensure the valuation is based on performance that reasonably reflects ongoing operations, rather than being influenced by outlier periods such as abnormal growth, declines, or external events.

From a valuation standpoint, the report incorporates the primary methodologies used in professional appraisal practice. This includes the market approach using comparable transactions, the income approach based on future cash flow and risk, and the asset approach where applicable. These approaches are considered together to develop a supported estimate of value.

The analysis is supported by relevant market data and broader economic inputs. This includes industry transaction data, growth expectations, and key assumptions such as risk-free rates, equity risk premiums, and small stock premiums. It also incorporates financing considerations such as interest rates, typical down payments, loan terms, and debt service coverage expectations to help assess loan payment affordability.

Supporting schedules are included in the appendix, showing historical financials, selected adjustments, valuation calculations, working capital considerations, and industry benchmarking. This provides visibility into how the valuation was developed and allows you to confidently walk clients through the results.

The result is a structured and credible analysis that reflects how value is assessed in real transactions while remaining practical for advisory use.

Yes. The report includes an appendix that supports the analysis presented in the summary sections.

This includes valuation methodologies, comparable transaction data, financial adjustments, working capital considerations, and industry benchmarking. The goal is to provide both a clear narrative and the underlying data that supports it.

This allows advisors to confidently walk clients through the analysis and address follow-up questions with supporting detail.

This report is designed for advisory conversations, planning, and early-stage decision-making.

It is appropriate when clients want to understand value, prepare for a potential transaction, or evaluate their options. It provides a strong starting point and a structured way to guide discussions around pricing, buyer expectations, and next steps.

Some situations require a deeper level of analysis or adherence to formal professional standards. This may include legal matters, lending requirements, ownership disputes, or more complex businesses. In certain cases, the report may also highlight conditions where additional professional judgment is appropriate, such as a wide variance between valuation approaches like the market and income methods.

When this occurs, you can choose to upgrade the engagement to a professionally prepared valuation. A professional valuation includes a more in-depth review of the business, refinement of financial adjustments, selection of comparable data, and analysis of factors that may not be fully reflected in the report, such as excess or non-operating assets and other nuanced considerations.

The engagement continues under your direction, with the option to maintain a fully white-labeled experience.

This structure allows you to start the conversation quickly with a credible valuation and elevate to a higher level of analysis when the situation calls for it.

Yes. The report is designed to support real conversations with clients, not just deliver a static output.

It gives you a structured way to explain value, support pricing discussions, discuss buyer expectations, and guide next steps. Because it is written in plain language and supported by relevant analysis, it allows you to meet clients where they are while maintaining credibility.

In practice, the report becomes a tool you can use to lead the conversation, not just a document you hand over.