Privacy Policy

BizWorth, LLC ("BizWorth," "we," "our," or "us") respects the privacy of you and your clients. This Privacy Policy explains how we collect, use, disclose, store, and protect information when you use BizWorth Express, our websites, software applications, APIs, embedded tools, reports, and related services (collectively, the "Services").

BizWorth Express is designed for business advisors and professionals who generate automated business valuation reports on behalf of themselves or their clients. By accessing or using the Services, you consent to the collection and use of information as described in this Privacy Policy.

Information We Collect

Depending on how you use the Services, we may collect information about you, your business, your organization, and your clients.

Account Information

When you create an account, we may collect:

  • Name
  • Company name
  • Job title
  • Email address
  • Telephone number
  • Mailing address
  • Login credentials
  • Profile photograph
  • Company logo
  • Branding preferences
  • Subscription information

Business Information

To generate business valuation reports for you or your clients, we may collect information including:

  • Business name
  • Industry classification
  • State or country of operation
  • Ownership information
  • Revenue
  • Expenses
  • Balance sheets
  • Income statements
  • Cash flow information
  • Tax returns
  • Payroll information
  • Working capital information
  • Financial adjustments
  • Supporting documentation
  • Other financial and operational information you choose to provide

Client Information

As an advisor, you may submit personal or business information relating to your clients in order to generate valuation reports or provide advisory services.

Such information may include:

  • Client contact information
  • Business information
  • Financial statements
  • Tax returns
  • Supporting documents
  • Uploaded files
  • Valuation assumptions
  • Communications relating to valuation projects

You represent and warrant that you have obtained any permissions, authorizations, or consents necessary to provide your clients' information to BizWorth for processing through the Services.

Payment Information

Subscriptions, report purchases, advisor payouts, and other transactions are processed through third-party payment providers, including Stripe.

BizWorth does not store complete payment card numbers.

We may receive information such as:

  • Billing address
  • Subscription status
  • Payment confirmations
  • Transaction history
  • Payout information
  • Stripe account status

Automatically Collected Information

When you use the Services, we automatically collect information such as:

  • IP address
  • Browser type
  • Device information
  • Operating system
  • Date and time of access
  • Pages visited
  • Features used
  • Session duration
  • Error logs
  • Performance information
  • Referring websites

Cookies and Similar Technologies

We use cookies and similar technologies to:

  • Authenticate users
  • Keep you signed into your account
  • Remember your preferences
  • Improve platform functionality
  • Analyze usage trends
  • Detect fraud
  • Maintain security
  • Improve the user experience

You may disable cookies through your browser settings; however, portions of the Services may not function properly.

How We Use Information

We use information relating to you and your clients to:

  • Create and manage your account
  • Generate business valuation reports
  • Operate and improve the Services
  • Process subscriptions, payments, and advisor payouts
  • Provide customer support
  • Communicate with you regarding your account
  • Detect fraud and unauthorized activity
  • Maintain platform security
  • Improve our valuation methodologies
  • Improve artificial intelligence models
  • Develop new products and features
  • Comply with legal obligations
  • Enforce our agreements

Artificial Intelligence and Automated Processing

BizWorth Express may use artificial intelligence, machine learning, optical character recognition (OCR), and proprietary valuation models to collect and/or analyze information you provide regarding your business or your clients' businesses.

These technologies assist in generating automated business valuation estimates and related analytics.

Because automated systems rely on user-provided information, publicly available information, and licensed third-party data, results may vary and should always be reviewed before being relied upon or distributed.

Aggregated and De-Identified Information

We may aggregate, anonymize, or permanently de-identify information submitted by you or your clients.

Once information has been de-identified so that it no longer identifies any individual or business, we may use, publish, license, or otherwise commercialize such information for purposes including:

  • Improving valuation methodologies
  • Developing industry benchmarks
  • Training artificial intelligence models
  • Statistical analysis
  • Product development
  • Academic or market research
  • Business analytics

We do not attempt to re-identify de-identified information.

How We Share Information

We do not sell personal information belonging to you or your clients.

We may share information in the following circumstances.

Service Providers

We engage trusted third-party providers to assist us in operating the Services, including providers of:

  • Cloud hosting
  • Payment processing
  • Email delivery
  • Customer relationship management
  • Artificial intelligence technologies
  • Data analytics
  • Security monitoring
  • Customer support

These providers receive only the information reasonably necessary to perform their services.

Legal Requirements

We may disclose information when required by law or when we reasonably believe disclosure is necessary to:

  • Comply with legal obligations
  • Respond to lawful requests
  • Protect our legal rights
  • Prevent fraud
  • Protect our users
  • Protect public safety

Business Transactions

If BizWorth is involved in a merger, acquisition, financing, restructuring, or sale of assets, information relating to you or your clients may be transferred as part of that transaction.

Data Security

We employ commercially reasonable administrative, technical, and physical safeguards designed to protect information relating to you and your clients.

These safeguards include:

  • Encryption in transit
  • Encryption at rest
  • Access controls
  • Authentication procedures
  • Security monitoring
  • Vulnerability management

Although we strive to protect your information, no method of electronic storage or transmission over the Internet can be guaranteed to be completely secure.

Data Retention

We retain information relating to you and your clients only for as long as reasonably necessary to:

  • Provide the Services
  • Comply with legal obligations
  • Resolve disputes
  • Enforce our agreements
  • Improve our products and services

When information is no longer required, it may be securely deleted or permanently de-identified.

Your Privacy Choices

Subject to applicable law, you may request to:

  • Access your personal information
  • Correct inaccurate information
  • Update account information
  • Request deletion of personal information
  • Obtain a copy of your information
  • Withdraw consent for marketing communications

Certain information may be retained where required by law or necessary to protect BizWorth's legal rights.

Marketing Communications

You may opt out of receiving promotional emails at any time by:

  • Clicking the unsubscribe link included in our emails;
  • Updating your communication preferences within your account; or
  • Contacting us directly.

You will continue to receive transactional communications necessary to administer your account and provide the Services.

Third-Party Services

BizWorth Express integrates with third-party services such as Stripe, QuickBooks, and other technology providers.

Those services operate under their own privacy policies, and BizWorth is not responsible for their privacy practices.

Children's Privacy

BizWorth Express is intended solely for business use by adults.

The Services are not directed toward children under the age of 13, and we do not knowingly collect personal information from children.

State Privacy Rights

Residents of certain U.S. states, including California and other states with applicable privacy laws, may have additional rights regarding their personal information.

BizWorth will respond to verified privacy requests as required by applicable law.

International Users

BizWorth operates from the United States.

If you access the Services from another country, you understand that your information may be transferred to, stored, and processed in the United States.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

If we make material changes, we will provide notice through the Services, by email, or by other appropriate means.

Your continued use of the Services following the effective date of any revised Privacy Policy constitutes acceptance of the updated Privacy Policy.