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Pawn Shop
 
Business Valuation

Get an appraisal of your Pawn Shop.

Find out how much your business is worth. Start the appraisal process today.

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Owners trust BizWorth to provide accurate appraisals of their Pawn Shop

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Credible, accurate reports prepared by certified, in-house appraisers.

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How much is a Pawn Shop worth?

We provide everything you need to understand your business' value.

How do you value a Pawn Shop?

Precise Financial Valuation:BizWorth's business valuation service is instrumental in achieving a precise estimate of the sale price for a pawn shop. Through a meticulous examination of financial data, market trends, and industry benchmarks, BizWorth offers owners a comprehensive understanding of the store's intrinsic value. By scrutinizing revenue streams, assessing the value of pawned items, and considering the unique dynamics within the pawn shop sector, BizWorth ensures that owners receive a nuanced and accurate valuation. This precision empowers owners to confidently set a competitive and well-justified sale price, aligning with the dynamic nature of the pawn shop market.

Asset and Collateral Assessment:Beyond standard financial assessments, BizWorth's approach extends to a specialized assessment of assets and collateral, providing owners with insights crucial for optimal pricing in the pawn shop industry. By delving into the value of pawned items, assessing the store's inventory turnover rates, and considering the unique market dynamics of the pawn industry, BizWorth delivers a nuanced understanding of the store's true market value. This meticulous valuation process ensures that owners can make informed decisions, navigating the complexities of the pawn industry with confidence. With BizWorth's expertise, owners can leverage a comprehensive financial assessment that reflects the intricacies of the pawn shop market, facilitating a well-informed and lucrative business transaction.

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Valuation Approaches for a Pawn Shop

BizWorth employs a comprehensive approach to valuing a pawn shop, considering the unique dynamics and characteristics inherent in the pawn industry. In the asset-based valuation, BizWorth meticulously assesses tangible assets such as pawned items, store inventory, and fixtures. This includes a thorough examination of the value of collateralized items, a key aspect of the pawn shop's worth. Intangible assets, such as the store's reputation and client relationships, are also factored in to provide a nuanced understanding of the store's intrinsic value.

The income approach utilized by BizWorth involves advanced methods like discounted cash flow analysis, assessing the present value of future cash flows. This method considers the historical performance of the pawn shop and projects future earnings, factoring in industry trends and economic conditions that may impact the pawn industry. Additionally, BizWorth conducts a market-driven assessment by analyzing comparable sales within the pawn industry, considering the unique dynamics of pawned items and their market values. Location and demographics play a crucial role, assessing the impact of the store's position on customer traffic and sales potential, and understanding the demographics of individuals likely to utilize pawn services in the surrounding area. The efficiency of inventory turnover and the store's specialization in certain types of items or services are also vital considerations, ensuring a comprehensive valuation that accurately reflects the distinctive market dynamics of a pawn shop.

Valuation Reports for a Pawn Shop

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Why Choose BizWorth for Your
Business Valuation?

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Industry Expertise

Our team specializes in your industry, offering tailored insights and accurate valuations that reflect the unique dynamics of your business.

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Comprehensive Assessment

We consider all aspects, from financial metrics to reputation, ensuring a holistic evaluation that captures your business's true value.

Transparent Process

Our valuation methods are transparent and tailored to your business, giving you a clear understanding of how we arrive at the determined value.

Empowered Decisions

Whether you're buying, selling, or planning for the future, our valuations empower your decisions, guiding you towards the most strategic and profitable outcomes.

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The BizWorth Certified Difference

A lightweight valuation is a big risk that can end up costing you thousands – or even millions – of your hard-earned money. When you need an appraisal, the last thing you have time to worry about is whether your report will stand up to scrutiny.

Thanks to our deep valuation expertise, comprehensive access to market data, and unwavering commitment to NACVA professional standards – you won’t have to. From buy/sell agreements to litigation support, our in-house team of certified appraisers will ensure your valuation is as solid as the foundation your business was built on.

I need to feel confident that I can take my report to a bank, investor, attorney - whomever I want - and that what’s in the report is accurate. I like that your reports are certified, easy to read and easy to understand.
Victor A., Business Owner
The information and guidance really helped us put things in perspective and taught exactly what we needed to do in selling our small online business.
Leila M., Business Owner
Working with BizWorth for our first business valuation was so incredibly easy and helpful. We were worried we wouldn’t get all of the value we saw in our business in the sale, but their expertise and report gave us a lot of confidence.
Carolyn T. Business Owner
Highly recommended.
Provide amazing value
Very talented team.
Definitely reach out.
Honest, hardworking, extremely competent.
Well worth the investment.
Give you real numbers to negotiate with.
Extremely organized.
Super-smart people helping companies succeed.
Business Valuation Experts

Get an expert Pawn Shop Appraisal

Shelia Darby, MBA, CVA,
MAFF, ECA

Managing Director, BizWorth

Shelia Darby is the Managing Director of BizWorth, where she leads the valuation department and specializes in business valuation and litigation support. With a career spanning over 25 years, she has deep expertise in valuation engagements, including complex litigation cases. She holds a BBA in Finance from Baylor University and an MBA from Rice University’s Jones Graduate School of Business. A CVA, MAFF, and ECA, Shelia is a member of NACVA and the Institute of Equipment Valuation and previously served on NACVA’s Ethics Oversight Board.

Kip Holderness, Ph.D., CPA, CMA, CFE, CVA

Valuation Expert; Litigation Support

Dr. Kip Holderness is a Valuation Expert with BizWorth, contributing to certified valuations and litigation support. He is a Professor of Accounting at West Virginia University and Program Coordinator for the Master of Forensic and Fraud Examination program. Kip holds a Ph.D. in Accountancy from Bentley University and is a CPA, CMA, CFE, and CVA. He also serves as Director of Research for the Association of Certified Fraud Examiners Research Institute and has been qualified as an expert witness in litigation matters.

Joseph Wilson, CVA, ECA

Business Valuation Manager

Joseph is a Business Valuation Manager at BizWorth, where he leads the firm’s SBA Valuation Team and oversees engagements across a broad range of industries. He holds a B.B.A. in Energy Management (2017) and an M.S. in Finance (2021) from the University of Oklahoma. Joseph serves as Treasurer of the TABB Houston Chapter and holds certifications as a Certified Valuation Analyst (CVA) and Equipment Certified Appraiser (ECA).

Shelia Darby, MBA, CVA, MAFF, ECA
Managing Director
Shelia Darby is the Managing Director of BizWorth, where she leads the valuation department and specializes in business valuation and litigation support. With a career spanning over 25 years, she has deep expertise in valuation engagements, including complex litigation cases. She holds a BBA in Finance from Baylor University and an MBA from Rice University’s Jones Graduate School of Business. A CVA, MAFF, and ECA, Shelia is a member of NACVA and the Institute of Equipment Valuation and previously served on NACVA’s Ethics Oversight Board.
Joseph Wilson, CVA, ECA
Business Valuation Manager
Joseph is a Business Valuation Manager at BizWorth, where he leads the firm’s SBA Valuation Team and oversees engagements across a broad range of industries. He holds a B.B.A. in Energy Management (2017) and an M.S. in Finance (2021) from the University of Oklahoma. Joseph serves as Treasurer of the TABB Houston Chapter and holds certifications as a Certified Valuation Analyst (CVA) and Equipment Certified Appraiser (ECA).
Shelia Darby, MBA, CVA, MAFF, ECA
Managing Director

Shelia Darby is the Managing Director of BizWorth, where she leads the valuation department and specializes in business valuation and litigation support. With a career spanning over 25 years, she has deep expertise in valuation engagements, including complex litigation cases. She holds a BBA in Finance from Baylor University and an MBA from Rice University’s Jones Graduate School of Business. A CVA, MAFF, and ECA, Shelia is a member of NACVA and the Institute of Equipment Valuation and previously served on NACVA’s Ethics Oversight Board.

Joseph Wilson, CVA, ECA
Business Valuation Manager

Joseph is a Business Valuation Manager at BizWorth, where he leads the firm’s SBA Valuation Team and oversees engagements across a broad range of industries. He holds a B.B.A. in Energy Management (2017) and an M.S. in Finance (2021) from the University of Oklahoma. Joseph serves as Treasurer of the TABB Houston Chapter and holds certifications as a Certified Valuation Analyst (CVA) and Equipment Certified Appraiser (ECA).

Kip Holderness, Ph.D., CPA, CMA, CFE, CVA
Valuation Expert; Litigation Support

Dr. Kip Holderness is a Valuation Expert with BizWorth, contributing to certified valuations and litigation support. He is a Professor of Accounting at West Virginia University and Program Coordinator for the Master of Forensic and Fraud Examination program. Kip holds a Ph.D. in Accountancy from Bentley University and is a CPA, CMA, CFE, and CVA. He also serves as Director of Research for the Association of Certified Fraud Examiners Research Institute and has been qualified as an expert witness in litigation matters.

Jack Nielsen, CVA
Certified Business Appraiser

Jack is a Certified Business Appraiser, where he plays a key role in delivering Certified and Informational valuations. A graduate of Texas A&M University with a B.S. in Economics, Jack is a credentialed CVA through the National Association of Certified Valuators and Analysts. In addition to valuation work, he leads the creation of Confidential Information Memorandums and Quick Pitches.

Victoria Duron, CPA
Business Valuation Manager

Victoria is a Business Valuation Manager at BizWorth, focusing on valuation production and compliance support. She holds a Master in Professional Accounting and a BBA from The University of Texas at Austin. Victoria is a licensed CPA in Texas and a member of the American Institute of Certified Public Accountants and the Texas Society of CPAs, Houston Chapter. She is currently pursuing her CVA designation.

Sydney Gray
Business Appraiser

Sydney Gray is a Financial Analyst at BizWorth, contributing to the valuation production team. She holds a Bachelor of Science in Business Administration from Liberty University and is pursuing a Master of Business Administration with a concentration in Finance. Sydney is currently pursuing the Certified Valuation Analyst (CVA) designation.

Dan Darby, MSc
Managing Director

Dan is a Managing Director at BizWorth, focusing on technology and partnership development to grow the company’s reach and advisor network. He holds a BBA from Baylor University and a Master of Science in Leadership and Organizational Change from Northwestern University. Dan brings a strong background in strategic marketing, technology adoption and business development.

Madeleine Fontein, PMP
Business Operations Coordinator

Madeleine Fontein is the Business Operations Coordinator at BizWorth, where she supports production management and streamlines business operations to ensure efficiency across teams. She holds a Bachelor of Commerce from Dalhousie University and is a Certified Project Management Professional (PMP). With a strong foundation in operational strategy and process improvement, Madeleine plays a key role in delivering high-quality valuation services.

Weston Tschirhart, ECA
Certified Machinery & Equipment Appraiser

Mr. Tschirhart is a certified machinery and equipment appraiser at BizWorth. Specializing in over 10 years of agricultural, industrial and restaurant machinery and equipment, Mr. Tschirhart’s expertise ensures accurate and reliable assessments for clients across various industries and locations throughout the country. A proud graduate of the University of Texas at San Antonio (UTSA), Weston's analytical prowess and commitment to excellence make him a valuable asset in providing comprehensive and accurate machinery and equipment appraisals to clients from coast to coast.

Kristin Jensen
Partner Operations Manager

Kristin Jensen is the Partner Operations Manager at BizWorth, where she serves as the primary liaison for partner engagement and support. She oversees onboarding, communications, and process optimization to ensure a seamless experience for BizWorth’s network of valuation partners. Kristin holds a Bachelor’s Degree from Colorado State University.

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